Insurance Coverage What is the Silver Wheel Plan™? Our Silver Wheel Plan™ is specifically designed to fill insurance needs of Antique, Classic and Special Interest automobile owners.* Special Benefits include: Plan is available for non-modified vehicles used for hobby and/or collector car activities, and not used for regular transportation, in two Categories: Antique & Classic for automobiles 25 years and older, and Special Interest for automotibles 15 to 24 years old. No Claims Bonus - 5% per year to a maximum 15% Automatic coverage up to $25,000.00 on newly acquired and replacement vehicles (Silver Wheel to be notified within 30 days.) Plan is available for original, non-modified vehicles used for hobby and/or collector car activities, and not used for regular transportation (running errands, commuting) The Silver Wheel Plan covers vehicles in two categories:       - Antique & Classic, for automobiles 25 years and older       - Special Interest, for automobiles 15 to 24 years old. No Claims Bonus - 5% annually upon each renewal to a maximum of 15% Automatic Coverage on newly acquired vehicles up to $25,000 (Gary Steeves Insurance Ltd. must be notified at time of purchase)** *  All drivers must have been licensed a minimum of 10 years ** A detailed appraisal of the vehicle must be completed and forwarded to Gary Steeves Insurance Ltd. within 30 days of purchase date.