Coverage

Home / RV Insurance / Coverage

Motorhome Coverage Includes:

A. Third Party Liability $2,000,000
B. Family Protection Endorsement (S.E.F. #44) $2,000,000
C. Limitation of Amount Endorsement SPF #19
D. All Perils $250 Deductible (Other deductibles are available)
E. Contents $5,000 (Can be increased to $10,000)
F. Emergency Vacation Expense Coverage $2,000

Replacement Coverage (S.E.F.#67) included for Motorhomes up to 5 years old!

Discounts:
KOA Membership Discount – 5%
RV Explorer Club – 10%

 


 

Travel Trailers, 5th Wheel, Tent Trailer & Truck Camper Coverage Includes:

All Risk – Replacement Cost Coverage (available for units up to 15 years old)

A. Required Amount of Insurance on Trailer (Current value including taxes)
B. Detached Private Structures (outbuildings) $2,500
C. Personal Property 20% Value of Trailer
D. Emergency Vacation Expense $2,000
E. Golf Cart $5,000
F. Lock Replacement Coverage Up to $250
G. Pet Injury Coverage Up to $1,000
H. Deductible Option of $200, $500, $1,000 or $2,500*
Note: You can add Comprehensive Personal Liability as further protection – $2,000,000 limit for $20 additional premium
Named Perils – Standard Coverage (for units over 15 years old)
A. Actual Cash Value
B. Detached Private Structures (outbuilding) $2,500
C. Personal Property 20% of value of trailer (option to increase)
D. Emergency Vacation Expense $1,000
E. Golf Cart $5,000
F. Lock Replacement Coverage Up to $250
G. Pet Injury Coverage Up to $1,000
H. Deductible Option of $200, $500, $1,000 or $2,500.* Ask about our Disappearing Deductible.
Note: You can add Comprehensive Personal Liability as further protection – $2,000,000 limit for $20 additional premium

Discounts:

Mature Market(55+) – 10%
Rubber Roof – 5%
Supervised Park Discount – 10% (unit must be permanently located in a supervised park that is plowed and has year round access)
Claims Free – 5% (must be 3 years claims free)
KOA Membership Discount – 5%
RV Explorer Club – 10%

 


 

Park Model Trailer Coverage Includes:

All Risk – Replacement Cost Coverage (available for units up to 15 years old*)
A. Required Amount of Insurance on Trailer (Current value including taxes)
B. Detached Private Structures (outbuildings) 15% Insured value of Trailer
C. Personal Property $40% Insured value of Trailer**
D. Emergency Vacation Expense $1,000
E. Comprehensive Personal Liabilty $2,000,000
F. Lock Replacement Coverage Up to $250
G. Pet Injury Coverage Up to $1,000
F. Deductible Option of $500, $1,000 or 2,500.* Ask about our Disappearing Deductible.

Discounts:

Mature Market(55+) – 10%
Rubber Roof – 5%
Supervised Park Discount – 10% (unit must be permanently located in a supervised park that is plowed and has year round access)
Claims Free – 5% (must be 3 years claims free)
KOA Membership Discount – 5%
RV Explorer Club – 10%

*must be original owners of unit
**more coverage can be purchased
Unit must not be occupied full time

Contact Us

We're not around right now. But you can send us an email and we'll get back to you, asap.

Not readable? Change text. captcha txt